The Meridian Process

    • 1. Define Client Relationship

      • Define Advisor’s Services to be Provided
      • Determine Client’s Needs
      • Disclose Compensation Arrangement and Any Conflicts of Interest

    • 2. Gather Client Data

      • Define Client’s Goals and Objectives
      • Gather Data Relevant to Prepare Client’s Financial Plan

    • 3. Analyze Client’s Financial Status

      • Determine Cash-Flow and
      Liquidity Needs
      • Review Materials Relevant To Client’s Financial Situation
      • Determine Client’s Risk Tolerance

    • 4. Develop and Present Recommendations

      • Complete Custodian Documentation
      • Select Investment Strategies
      • Prepare an Investment Policy Statement
      • Present a Report of Recommendations

    • 5. Implement The Financial Plan

      • Process Asset Transfers
      • Implement Investment Plan and other Financial Planning Recommendations

    • 6. Monitoring

      • Rebalance Client’s Portfolios
      • Review Portfolio Manager Performance
      • Communicate with Client on a Consistent Basis